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In the event the loan default is not resolved, then a foreclosure process will start. It will begin with the letter on the bank labeled as the Observe of Default (NOD). This occurs if the borrower is three months default concerning his loan product. It is essentially a threat the fact that lender is planning to take your property, sell the idea, and quit you available. Then your home will ultimately pay a visit to auction, with all the bank benefiting from the proceeds.
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